6 Best Mobile Banking App in india 2020

Today the smartphone has covered the whole world inside itself. Do you know, you can also keep your bank inside the mobile. Mobile banking started in India in 2002, and back then, transactions were carried out through SMS. Today, almost all banking transactions can be performed using a computer, laptop or a smartphone. They provide basic facilities such as doing transactions to online shopping.

Here are features of net banking :-

  1. Easy and convenient
  2. Techno sevi
  3. Reduce burden of banks
  4. Hustle free
  5. Secure and safe transaction
  6. Bill payment and reminder features
  7. Alert notification
  8. Easy international transactions
  9. Time and energy saving
  10. Other traditional functions.

List of Mobile Banking Apps in India

India’s Banking systems are transforming, peoples are also now moving from traditional banking to a more technology-driven banking system.here are the best internet banking apps available in india.

1). AXIS MOBILE APP –

Axis Mobile is a user friendly, safe and secure mobile banking application from Axis Bank.Axis Bank has also the option of creating a zero balance digital bank account called ASAP Account.

Features:-

  1. It provides Pre-approved credit cards.
  2. You can Convert Credit Card Transactions into EMI.
  3. It provides eDGE Loyalty Reward points balance and redeem from over 500 exciting reward options.
  4. You can Temporarily switch your debit card on and off.
  5. You get the Virtual debit card which you can use for an international payment. 
  6.  It has rating of 4.7 and 10 million+ downloads.

2. iMobile BY ICICI BANK –

Axis Mobile is a user friendly, safe and secure mobile banking application from Axis Bank. Axis Bank has also the option of creating a zero balance digital bank account called ASAP Account.

Features:-

  1. It provides Pre-approved credit cards.
  2. You can Convert Credit Card Transactions into EMI.
  3. It provides eDGE Loyalty Reward points balance and redeem from over 500 exciting reward options.
  4. You can Temporarily switch your debit card on and off.
  5. You get the Virtual debit card which you can use for an international payment. 
  6. It has rating of 4.4 and 10million+ downloads.

3. M CONNECT PLUS BY BANK OF BARODA –

It is the official Mobile Banking app of Bank of Baroda. It offers unique facility of cardless cash withdrawal. It has Support of multiple regional languages.

Features:-

  1. It helps in Fund transfer within self-linked accounts.
  2. It offers 360-degree account view.
  3. It has Simple and easy User Interface.
  4. It has Auto linking of all accounts of the customer ID (Savings, Current, CC, OD, Loan, PPF accounts).
  5. It has Other services such as ATM Locator, TDS certificate, account statement etc.
  6. It has rating of 4.4 and 10 million+ downloads.

4. KOTAK 811 –

811-Kotak 811 is  one of the best Digital Bank Account in India. It is Kotak Mahindra Bank’s official mobile banking application for Android phones.Kotak Bank has also recently introduced the first Whatsapp Banking in India.This app has excellent and super intuitive UI with several in-app features.

Features :-

  1. You can open a Zero Balance Saving Account with Internationally enabled Virtual Debit Card.
  2. It Transfers money instantly using BHIM UPI without the need for any bank information.
  3. You can Book train tickets using IRCTC, shop on Flipkart, goibibo and more in KayMall.
  4. You can Purchase and redeem Mutual Funds and keep track of your investments.
  5. In case of loss, temporarily switch off your Kotak Debit Card for security purpose.
  6. You can use Touch ID or Face ID to login Kotak Mobile Banking App.
  7. It has rating of 4.3 and 10 million+ downloads.

5. HDFC BANK APP –

The HDFC Bank MobileBanking App provides services under three broad categories—Pay, Save and Invest. It has easy navigation and enhance security are added advantages of this app.

Features :-

  1. It has Quick and Secure Log-In.
  2. It helps in Download e-TDS certificate.
  3. It has Automatic Payments facility.
  4. It has Payment transfer and Auto bill payment facility.
  5. It offers Instantly open fixed deposit or recurring deposit.
  6. It has rating od 4.3 and 10 million+ downloads.

6. SBI ANYWHERE AND YONO –

SBI is the largest bank in india .It provides one of the best internet banking app in India. SBI Anywhere is an excellent mobile banking app and you never have to go any crowded SBI branch for any Bank related work. It has also another mobile banking App named as SBI YONO.You can easily withdraw cash with the help of this app,you don’t need your debit card.

Features :-

  1. It is convenient and easy to use.
  2. It provides various facilities.such as account opening,fund transfers, cashless bill payments, and loans.
  3. It can be used to make ATM withdrawals.
  4. It offers services from over 100e-commerce companies including online shopping, travel planning, taxi booking, train booking,movie ticket booking, online education etc.
  5. It has mPASSBOOK for transaction inquiry.
  6. It has rating of 4.1 and 10 million+downloads.

Also Read – 

“Top 6 Best Internet Banking App” If you have any questions, then ask in comments.

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